Smart Cash Flow Management

Overdraft Facility
Access Extra Funds Whenever Needed.

Manage temporary cash shortages, urgent payments, salaries, vendor dues, and business expenses easily with a flexible overdraft facility designed for SMEs.

Flexible Withdrawals Use funds anytime as per business requirements

Facility Highlights

A flexible financing solution allowing businesses to withdraw beyond available account balance.

  • Instant liquidity support
  • Interest only on utilized amount
  • Improve business cash flow
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Why Businesses Prefer Overdraft Facilities

Flexible financing for daily operational needs and emergency business expenses.

01

Emergency Cash Support

Handle urgent business expenses and temporary cash shortages without operational delays.

02

Pay Interest on Usage

Interest is charged only on the amount utilized instead of the entire sanctioned limit.

03

Better Cash Flow Management

Maintain smooth cash flow for salaries, inventory purchases, and vendor payments.

Overdraft Facility Benefits

Instant Access to Funds

Withdraw additional funds whenever your business requires immediate liquidity support.

Flexible Usage

Use the facility for vendor payments, salaries, operational expenses, and inventory purchases.

Lower Interest Burden

Pay interest only on the amount utilized instead of the complete approved limit.

Smooth Business Operations

Ensure uninterrupted business operations and manage cash flow efficiently.

Frequently Asked Questions

An overdraft facility allows businesses to withdraw funds beyond the available account balance up to a sanctioned limit.
Overdraft is a flexible revolving facility where interest is charged only on utilized funds, unlike fixed EMI-based term loans.
SMEs, traders, manufacturers, service providers, and growing businesses with regular banking transactions can apply.
Depending on the facility amount and eligibility, both secured and unsecured overdraft options may be available.
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